True-cost checker
The headline fee is only part of the cost. Enter what each provider quotes you for the same amount and see what you really lose against the latest daily mid-market rate. Nothing you type leaves your device.
Total cost = fee on top + the leones lost against the mid-market rate, shown as a percentage of the amount sent. Example rows are illustrative, not real quotes. Mid-market rates come from open.er-api.com and are indicative.
Sending INR from India
Indian residents, businesses and the Indian community with ties to Sierra Leone send money in both directions. Outward remittance from India is regulated: personal sending for family support, gifts, travel or education generally goes through the Liberalised Remittance Scheme, which has an annual limit per resident individual.
How to pay for the transfer
From India you can usually fund a transfer with a bank transfer through an Authorised Dealer bank.
Outward remittances from India go through Authorised Dealer banks (or approved intermediaries) under RBI rules. Banks quote their own rate and fee, so compare at least two before you send.
Who regulates your provider
Money transfer providers serving India are overseen by the Reserve Bank of India (RBI) under the Liberalised Remittance Scheme (LRS). Before your first transfer, find the company on the regulator’s public register and confirm it is authorised. If you cannot find it, choose another provider.
What to do before you send
- Ask your bank for the exact purpose code and the rate it will use. Compare with a second bank or an RBI-authorised money transfer platform.
- The LRS currently allows up to US$250,000 per financial year per resident individual. Check the current limit and tax rules with your bank or a chartered accountant.
- Direct INR-to-leone rates are thin. Most transfers pass through US dollars, which is why the margin matters.
Typical amounts people check with the tool: ₹10,000, ₹25,000, ₹50,000. Change the amount in the checker to match yours.
Choose how your family collects
Fastest in most cases
a Sierra Leone Mobile Money Wallet.
Best for large amounts
a Sierra Leone Bank Account.
No bank or phone wallet needed
Cash Pickup Money to Sierra Leone.
Other sending countries
From the United Kingdom
Send GBP to Sierra Leone: funding, regulator and what to compare.
From the United States
Send USD to Sierra Leone: funding, regulator and what to compare.
From Canada
Send CAD to Sierra Leone: funding, regulator and what to compare.
From Germany
Send EUR to Sierra Leone: funding, regulator and what to compare.
From the Netherlands
Send EUR to Sierra Leone: funding, regulator and what to compare.
From Australia
Send AUD to Sierra Leone: funding, regulator and what to compare.
From Ireland
Send EUR to Sierra Leone: funding, regulator and what to compare.
From the United Arab Emirates
Send AED to Sierra Leone: funding, regulator and what to compare.
Questions from India senders
Is there a limit on sending money from India to Sierra Leone?
Resident individuals send under the Liberalised Remittance Scheme, which carries an annual per-person limit (US$250,000 at the time of writing). Check the current rule and any tax collection at source with your bank.
Which route is best from India?
Authorised Dealer banks and approved money transfer operators are the lawful routes. Compare the rate and fee quoted for the same amount and purpose, and keep the transaction records.
How do I compare providers when sending from India?
Get a leones quote for the same INR amount from each provider, noting the fee on top. Enter both numbers in the checker. It measures the total cost against the latest daily mid-market INR-to-NLe rate so a fee-free offer cannot hide a weak rate.
← Back to the Sierra Leone money transfer guide
How we work. Globe2Me is not paid by any provider named on this page and does not move money. We rank options by how you can measure their real cost, not by who pays us. If we add affiliate links in future they will be labelled and rankings will not change. Fees, rates and coverage change often: always confirm the final leones amount on the provider’s own checkout before you pay. This page is general information, not financial advice. Last reviewed 2026-10-21.